Is panning somehow done out of a better ethic than using a trust fund?
My guess is that panhandling is seen as work, going out and putting in the time and effort to get the money. Yes or no? That's how I look at it.
A trust fund, on the other hand, is (I believe) a general term for a bank account made for a minor by parents (and not usually poor parents, obviously), so that the kid will have some 'starting finances' when he/she reaches the qualifying age (I guess it could be any age, but probably the common one is 18 or 20). So this is viewable and resentable as someone getting something for absolutely nothing, just being given a big fat bank account to draw from. And simultaneously, appearing to live 'rough' or 'in the streets' or 'hoboing on trains', etc.